Know Your Worth. Price With Confidence.

Stop guessing your rates. SmartRateHub’s freelancer hourly rate calculator helps solopreneurs, coaches, and consultants set profitable, stress-free prices — factoring in taxes, time off, and savings.

Freelancer Hourly Rate Calculator for Coaches and Consultants

Freelancer using SmartRateHub’s hourly rate calculator to set rates with confidence.

Why Most Freelancers and Coaches Undercharge Their Hourly Rate

Pricing isn’t just about picking a number that “feels right.”
To build a sustainable business, you need to understand the full picture. Here’s what you must account for:

Taxes & VAT
Taxes & VAT

Your income isn’t 100%. Taxes and VAT reduce what you take home.

Time Off & Admin
Time Off & Admin

Not every hour is billable. Holidays and admin time add up.

Savings & Future
Savings & Future

Pension and savings should be built into your rate.

Calculate Your True Freelancer Hourly Rate

Enter your numbers and discover the minimum rate you need to hit your income goals.

Understanding Your Hourly Rate

Your rate includes everything most people forget — taxes, holidays, non-billable time, and savings. If it feels higher than expected, that’s a sign you’ve been undercharging.

Pro Tip

Use this as your minimum rate.
Packages or retainers should be priced above this baseline.

SmartRateHub calculator interface – calculate your hourly rate including taxes and savings.

More Pricing Calculators and Tools Coming Soon

The Hourly Rate Calculator is just the beginning.
We’re building a full toolbox for solopreneurs and consultants, including:

Package Pricing Estimator
Break-Even Planner
Burnout Cost Calculator
Utilization / Capacity Tool

More Smart Tools Are On the Way

The Hourly Rate Calculator is just the beginning.
We’re building a full toolbox for solopreneurs and consultants, including.

Frequently Asked Questions

Use this space to provide your website visitors with a brief description on what to expect before clicking on a section title.

Most people forget to factor in taxes, holidays, and non-billable hours.
This calculator reveals the real cost of your time.

Yes. Think of this as your baseline — you can price packages or retainers based on it.

Only if you’re VAT-registered.
The calculator shows both ex-VAT and incl-VAT rates.

Use your effective tax rate (average rate you’ll pay).
If unsure, start with 30–35%.

Not yet — but we’re adding PDF export and scenario saving soon.
Join the waitlist to get updates.